Utility tools without the noise.

Mortgage, rental property, yield, refinance, BRRRR, rent-vs-buy and flipping calculators.

Car affordability, payment, payoff, ownership cost and EV charging calculators.

Personal finance calculators for debt, savings and practical money planning.

Estimate the real monthly cost of a car, including the loan payment, insurance, fuel, maintenance, income, and budget.

Estimate a monthly auto loan payment from vehicle price, down payment, trade-in value, sales tax, fees, APR, and loan term.

Estimate auto loan payoff time, interest saved and months saved with extra monthly or one-off payments.

Estimate total monthly and annual car ownership cost including payment, insurance, fuel or charging, maintenance, fees and depreciation.

Estimate monthly and annual EV charging cost from driving distance, efficiency, electricity price and home/public charging mix.

Estimate credit card payoff time, total interest and the effect of optional extra monthly or one-off payments.

Estimate an emergency savings target, current shortfall and time to target from essential expenses and monthly savings.

Estimate how long it may take to reach a savings goal, or the monthly contribution needed by a target date, with optional APY.

Estimate compound growth, ending balance, total contributions and interest earned from a starting amount, recurring contributions, return and years.

Estimate a smallest-balance-first debt payoff schedule from balances, APRs, minimum payments and an extra monthly payment.

Estimate a highest-APR-first debt payoff schedule from balances, APRs, minimum payments and an extra monthly payment.

Estimate payoff time, total interest and interest saved for a generic loan with optional extra payments.

Estimate pre-tax rental property cash flow, gross yield, net yield, cash-on-cash return and break-even rent.

Estimate monthly mortgage or home-loan payments from property price, deposit, interest rate, loan term, repayment type, taxes, insurance and fees.

Compare a current mortgage with a possible new loan using payment change, refinance costs, break-even months and interest difference.

Compare renting and buying over a selected holding period using rent, mortgage, ownership costs, transaction costs, property growth and opportunity cost.

Estimate an affordable property price from income, deposit or down payment, monthly debts, mortgage assumptions and recurring housing costs.

Estimate how extra monthly or one-off mortgage payments could change payoff time, total interest and payoff date.

Estimate house flip profit, ROI, total project cost and break-even sale price from purchase, renovation, financing, holding and selling costs.

Estimate a BRRRR property scenario with purchase, rehab, ARV, rent, refinance LTV, costs, cash left in the deal, DSCR and monthly cash flow.

Estimate gross yield, net yield, capitalization rate, net operating income and simple rental cash flow from price, rent and expenses.

Estimate the gross monthly rent needed to cover mortgage payments, vacancy, property management and monthly rental property expenses.